This tutorial was written by me Jan 27 - 2013
any resemblance to any other tutorial is completely coincidental.
I'm using a tube from Caron Vinson please visit CDO for a license
do not use the same tube without a license

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Filters: AAA Frame
EyeCandy Nature

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My supplies here

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Open the supplies and delete the text layer

Image canvas size 550 X 600
set your foreground to #1274b8 background to #008000
and make a gradient with this setting



add a new layer - move it to bottom
and floodfill with the gradient
AAA filter foto frame set the width to 29
layer duplicate - select all - contract 30 - hit delete - select non

copyNpaste your tube and arrange the rest of the items
if you are using the same tube as me, erase a part of the pool
then select this part of her hand with freehand tool - hit delete - select non



drop shadow tube and umbrella

add and your name

select this part of the umbrella



promote selection to layer and rename it to umbrellatop or something
duplicate twice for a total of three layers
close two of these layers

select your background layer
effect EyeCandy 5 Nature - water drops



select the open umbrellatop layer and add water drops with the same settings

copy merge - open AS - paste as new animation
back in psp undo effect on both layers

*X-out the umbrella top layer you used - open another
add water drops and apply again hitting random bottom
repeat on your background layer*
copy merge - paste after current frame in AS
repeat one more time with the last umbrella and bottom layer
Done ☺